Fellow: American Academy of Podiatric Sports Medicine
Board Certified: American Board of Podiatric Medicine
Board Certified in Foot Surgery: American Board of Foot and Ankle Surgery
Active Staff Member - Mount Nittany Medical Center & Surgical Center
Co-Pays: A fixed payment set by the insurance carrier, and often noted on your card ( so you know in advance your minimum payment obligation ) due at the time of each office visit. This is a " Specialist " office, so if more than one co-pay is listed, look for SP and then the amount.
Co-Insurance: Often in addition to a co-pay, it is a percentage of an approved and covered service ( not all services are covered ) , often starting After your Deductible is met. For example, your insurance begins paying 80 % ( you pay 20 % ) or insurance pays 90% ( you pay 10 % ).
Deductible : The Out-Of-Pocket patients have agreed , via their insurance contract, to pay physicians before you benefits kick in. Generally, lower premiums mean higher deductibles, and vice versae ( perhaps like your car insurance or home owners insurance if applicable )